• Are you paying exorbitant fees for your credit card processing?

• Are you having trouble finding a credit card processor that will approve you?

• Don't wait for Google or PayPal to shut you down before you establish a traditional merchant account.
  

Alaska Financial & Capital Corp. got it's start with high risk merchant accounts by servicing Alaska's many travel and tourism business types.  After many years of work and experience with high risk credit card processing we are now experts in all types of high risk merchant accounts and provide our services domestically and offshore to high risk businesses in Alaska, all of the US and across the globe.

If your business needs high risk credit card processing Alaska Financial & Capital Corp. will give you rock solid solutions and top-notch customer service at the lowest possible cost.

As long as it's not adult related, we can always get you approved and will have you accepting credit cards quickly and efficiently, with a high risk merchant account, an international merchant account or an offshore high risk merchant account.

We are specifically for businesses that are of a high risk nature, or are having difficulty getting approved for credit card processing (poor credit, no processing history, TMF) or are located outside of the U.S.

Contact

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High Risk Merchants have specialized needs and will always obtain lower costs and more efficient processing capabilities by utilizing a merchant service provider that understands high risk merchant processing.  AFCC provides high risk merchant accounts that are tailored to meet the parameters of each individual merchant and go above and beyond excellence with the latest fraud protection and charge back reduction systems.

What makes a Merchant Account High Risk?

Certain business types are considered high risk merchant accounts by the Card Associations. Sometimes these business types are referred to as being “restricted” or even "prohibited" by Visa and MasterCard. This means that acquiring banks are at a higher risk of financial loss when they provide merchant services to these types of businesses. The bank’s primary risk comes in the form of charge backs. If a high risk merchant account generates more charge backs than they are able to pay, then the bank is financially responsible. Also, the acquiring bank can be fined or otherwise sanctioned by Visa or MasterCard for excessive charge back levels. This potential charge back liability is the main factor in determining whether or not a particular business type falls into the high risk credit card processing category. In addition to business type, other factors that contribute to potential charge back liability are susceptibility to fraud, risk of insolvency, ticket size, future delivery, recurring billing, installment payments, and previous processing history. Finally, sales volume in itself can be considered a high risk factor. In essence because every dollar in sales is potentially a dollar in charge backs. Fast growing sales volume can also require a high risk merchant account.

AFCC looks beyond a simple business type classification to work with each high risk merchant on an individual basis to identify the underlying causes of risk and provides charge back mitigation strategies to lower the risks associated with high risk credit card processing.

Let us help you establish a high risk merchant account and also provide qualified and responsive support for your high risk credit card processing on a continuing basis.  Contact us NOW!